Income Tax Calculator India (FY 2025-26)
Compute and compare income tax under the old and new regimes.
Income & age
Deductions (old regime only)
Side-by-side comparison
| New regime | Old regime | |
|---|---|---|
| Gross income | ₹15,00,000 | ₹15,00,000 |
| Taxable income | ₹14,25,000 | ₹12,75,000 |
| Tax (incl. surcharge & cess) | ₹97,500 | ₹2,02,800 |
Saving by choosing new regime
₹1,05,300
Income Tax Calculator India FY 2025-26 (AY 2026-27)
This Indian income tax calculator computes tax under both the new regime (default) and the old regime for the financial year 2025-26, and tells you which one keeps more money in your pocket.
New regime — FY 2025-26 slabs
- Up to ₹4,00,000 — Nil
- ₹4,00,001 to ₹8,00,000 — 5%
- ₹8,00,001 to ₹12,00,000 — 10%
- ₹12,00,001 to ₹16,00,000 — 15%
- ₹16,00,001 to ₹20,00,000 — 20%
- ₹20,00,001 to ₹24,00,000 — 25%
- Above ₹24,00,000 — 30%
Standard deduction of ₹75,000 and Section 87A rebate up to ₹60,000 (covering tax for income up to ₹12,00,000) make the effective break-even around ₹12,75,000.
Old regime
The old regime retains a wider deduction menu — 80C (up to ₹1.5L), 80CCD(1B) NPS (₹50k), 80D health premium, HRA, home loan interest under Section 24, and more — but with higher slab rates. It still wins for taxpayers who fully utilise these deductions.
Surcharge and 4% health & education cess are added on top of base tax in both regimes for incomes above ₹50L.