US Income Tax Calculator 2025

Estimate US federal income tax and FICA for tax year 2025.

Filing status

Gross annual income ($)

Pre-tax retirement contributions (401k, IRA, etc.)

Itemised deductions (leave 0 to use standard)

Tax summary

Net take-home (after fed + FICA)

$78,736

Deduction applied	$15,000
Taxable income	$85,000
Federal income tax	$13,614
Social Security (6.2%)	$6,200
Medicare	$1,450
Total tax	$21,264
Effective tax rate	21.26%
Marginal bracket	22%

US Federal Income Tax Calculator 2025

This US income tax calculator estimates 2025 federal tax liability using the IRS bracket table, your filing status, and either standard or itemised deductions.

What is calculated

Federal income tax — progressive brackets from 10% to 37%.
Social Security tax — 6.2% on wages up to the 2025 wage base of $176,100.
Medicare tax — 1.45% on all wages, plus an additional 0.9% on wages above $200,000 (single) / $250,000 (MFJ).
Effective tax rate — total federal tax divided by gross income.
Marginal bracket — the rate at which your next dollar of income would be taxed.

Not included

State and local income tax, capital gains tax, AMT, child tax credits, and other refundable credits are outside the scope. Use a CPA or full tax software for filing.

This US income tax calculator estimates 2025 federal tax liability using the IRS bracket table, your filing status, and either standard or itemised deductions.

What is calculated

Federal income tax — progressive brackets from 10% to 37%.
Social Security tax — 6.2% on wages up to the 2025 wage base of $176,100.
Medicare tax — 1.45% on all wages, plus an additional 0.9% on wages above $200,000 (single) / $250,000 (MFJ).
Effective tax rate — total federal tax divided by gross income.
Marginal bracket — the rate at which your next dollar of income would be taxed.

Not included

State and local income tax, capital gains tax, AMT, child tax credits, and other refundable credits are outside the scope. Use a CPA or full tax software for filing.