Paycheck Take-Home Calculator
Estimate net pay after income tax, social security, and pre-tax deductions across countries.
Take-home estimate
Net per year
₹12,10,800
Net per month
₹1,00,900
Take-home as % of gross
80.7%
| Gross annual | ₹15,00,000 |
| Taxable income | ₹15,00,000 |
| Income tax | -₹1,09,200 |
| EPF (12%) | -₹1,80,000 |
| Retirement contribution | -₹0 |
| Health premium / year | -₹0 |
Paycheck Take-Home Calculator
The Paycheck Take-Home Calculator estimates the cash that actually lands in your bank account each month after the largest deductions: income tax, statutory contributions, and pre-tax benefits.
What is included
- Income tax — country-specific slab/bracket rates for the current financial year.
- Statutory contributions — EPF in India, FICA in the US, National Insurance in the UK, CPP/EI in Canada, Superannuation in Australia.
- Retirement contributions — voluntary pre-tax amounts (NPS, 401(k), pension top-up) reduce taxable income.
- Health insurance — post-tax monthly premium subtracted from net pay.
Caveats
State or province tax is not modelled — actual figures will be lower in jurisdictions that levy local income tax. For India, the result follows the new regime structure for FY 2025–26. Always consult your payroll department or a tax professional for filing decisions.