Lumpsum Investment Calculator
Future value of a one-time investment with annual compounding.
Expected return: 12.0%
8
12
20
Tenure: 10 years
Future value
₹15,52,924
Wealth gained
₹10,52,924
Money multiplier
3.11×
| Year | Value | Gain |
|---|---|---|
| 1 | ₹5,60,000 | ₹60,000 |
| 2 | ₹6,27,200 | ₹1,27,200 |
| 3 | ₹7,02,464 | ₹2,02,464 |
| 4 | ₹7,86,760 | ₹2,86,760 |
| 5 | ₹8,81,171 | ₹3,81,171 |
| 6 | ₹9,86,911 | ₹4,86,911 |
| 7 | ₹11,05,341 | ₹6,05,341 |
| 8 | ₹12,37,982 | ₹7,37,982 |
| 9 | ₹13,86,539 | ₹8,86,539 |
| 10 | ₹15,52,924 | ₹10,52,924 |
Lumpsum Investment Calculator
The Lumpsum Calculator projects what a single, upfront investment will grow to over time. It assumes the entire amount is invested at once and compounds annually at a steady return.
Formula
Future Value = Principal × (1 + r)n, where r is the expected annual return and n is the number of years.
Realistic return ranges
- Equity — long-term Nifty/S&P 500 returns of 11–13% (before tax and fees).
- Hybrid funds — 8–10%.
- Fixed income — 5–7%.