Car Loan Calculator
Auto loan EMI, total interest, and on-road cost in one place.
Interest rate: 9.50%
Tenure: 5 years
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Cost summary
Monthly EMI
₹17,852
Loan amount
₹8,50,000
Total interest
₹2,21,095
On-road price
₹10,35,000
Total cost over loan life
₹12,56,095
Car Loan EMI Calculator
The Car Loan Calculator shows the real cost of financing a vehicle. It accounts for down payment, trade-in, interest, first-year insurance, and processing fees — the same line items that appear on the dealer invoice.
Tips before signing
- Total interest usually exceeds many buyers’ expectations on 6–7 year tenures. A shorter tenure trims interest dramatically.
- Insurance is a recurring expense; only the first year is included in on-road price.
- Pre-closure charges may apply on some auto loans — check the fine print if you plan to pay off early.